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MONMOUTH COUNTY POSTAL EMPLOYEES

Red Bank, NJ · State Credit Union · Chartered in NJ

Well Capitalized

Who can join

State government employees (special charter)

Charter #61872Est. 1928RSSD: 844697

Members

1,002

Net Worth Ratio

20.84%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$21.8M

Peer Group 3

Members

1,002

as of latest quarter

Net Worth Ratio

20.84%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 518, Red Bank, NJ 07701

Chartered

1928

Branch Locations

1 location

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$21.8M

Total Shares

$17.3M

Total Loans

$2.8M

Net Income

$-32,664

Net Worth Ratio

20.84%

≥7% = Well Capitalized

Members

1,002

Return on Assets

-0.15%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.13%

$4K

Loan-to-share ratio: 16.4%· healthy range 60–80%

Branch Locations

NCUA

MCPECU

171 Broad St, Red Bank, NJ, 07701-2057

9:00 AM - 5:00 PM Monday - Friday

Main

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.