MOHAWK VALLEY
Marcy, NY · Federal Credit Union · Chartered in NY
Who can join
Community — open geographic area
Members
3,255
Net Worth Ratio
12.75%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$61.3M
Peer Group 4
Members
3,255
as of latest quarter
Net Worth Ratio
12.75%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$61.3M
Total Shares
$53.4M
Total Loans
$26.8M
Net Worth Ratio
12.75%
≥7% = Well Capitalized
Members
3,255
Delinquency Rate (60d+)
0.34%
$90K
Loan-to-share ratio: 50.2%· healthy range 60–80%
Branch Locations
NCUA9212 River Rd
9212 River Rd, Marcy, NY, 13403
7:30am - 4:30pm
207 Genesee St
207 Genesee St, Utica, NY, 13501
9:00am - 3:30pm
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/mohawk-valley" target="_blank" rel="noopener">View MOHAWK VALLEY on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.