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MISSOURI ELECTRIC COOPERATIVES EMPL

Jefferson City, MO · State Credit Union · Chartered in MO

Well Capitalized

Who can join

Type 99

Charter #67739Est. 1975RSSD: 281498

Members

13,713

Net Worth Ratio

11.23%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$387.8M

Peer Group 5

Members

13,713

as of latest quarter

Net Worth Ratio

11.23%

Well Capitalized

Institution Profile

NCUA

Address

P.O. Box 1586, Jefferson City, MO 65102

Chartered

1975

Branch Locations

1 location

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$387.8M

Total Shares

$336.1M

Total Loans

$227.8M

Net Worth Ratio

11.23%

≥7% = Well Capitalized

Members

13,713

Delinquency Rate (60d+)

0.07%

$160K

Loan-to-share ratio: 67.8%· healthy range 60–80%

Branch Locations

NCUA

Main Office

2722 E McCarty St, Jefferson City, MO, 65101-4428

8:00 a.m. to 4:30 p.m. Monday - Friday

Main

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.