Jefferson City, MO · State Credit Union · Chartered in MO
Who can join
State government employees (special charter)
Members
13,713
Net Worth Ratio
11.23%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$387.8M
Total Shares
$336.1M
Total Loans
$227.8M
Net Worth Ratio
11.23%
≥7% = Well Capitalized
Members
13,713
Delinquency Rate (60d+)
0.07%
$160K
Loan-to-share ratio: 67.8%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 113 | 43 | 5 | 38.0% | 4.4% |
| 2022 | 121 | 105 | 6 | 86.8% | 5.0% |
| 2021 | 198 | 169 | 2 | 85.3% | 1.0% |
No CFPB complaint data available for this credit union.
Main Office
2722 E McCarty St, Jefferson City, MO, 65101-4428
8:00 a.m. to 4:30 p.m. Monday - Friday
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<a href="https://bankscorer.com/credit-union/missouri-electric-cooperatives-empl" target="_blank" rel="noopener">View MISSOURI ELECTRIC COOPERATIVES EMPL on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.