Lowell, MA · Federal Credit Union · Chartered in MA
Who can join
Multiple employer groups
Members
2,938
Net Worth Ratio
11.55%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$31.9M
Total Shares
$28.0M
Total Loans
$19.9M
Net Income
$54K
Net Worth Ratio
11.55%
≥7% = Well Capitalized
Members
2,938
Return on Assets
0.17%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.02%
$4K
No HMDA mortgage lending data on record for this credit union.
No CFPB complaint data available for this credit union.
Mills42 FCU
83 Merrimack St, Lowell, MA, 01852
M,T 9-4 W 9-12 TR 9-5 F 9-5 S 9-12
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<a href="https://bankscorer.com/credit-union/mills42" target="_blank" rel="noopener">View MILLS42 on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 71.0%· healthy range 60–80%