Millbury, MA · Federal Credit Union · Chartered in MA
Who can join
Employer / occupational group
Members
30,003
Net Worth Ratio
9.46%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$478.3M
Total Shares
$429.9M
Total Loans
$349.4M
Net Income
$375K
Net Worth Ratio
9.46%
≥7% = Well Capitalized
Members
30,003
Return on Assets
0.08%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.12%
$405K
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 89 | 72 | 9 | 80.9% | 10.1% |
| 2022 | 147 | 115 | 7 | 78.2% | 4.8% |
| 2021 | 213 | 181 | 18 | 85.0% | 8.4% |
No CFPB complaint data available for this credit union.
Millbury
50 Main St, Millbury, MA, 01527
Monday through Wednesday 9:00 to 4:00 Thursday 9:00 to 5:00Friday 9:00 to 6:00 Saturday 9:00 to 12:00
Webster Square
117 Stafford St Ste B, Worcester, MA, 01603-1478
Monday through Wednesday 9:00 to 4:00 Thursday 9:00 to 6:00Friday 9:00 to 5:00 Saturday 9:00 to 12:00
Auburn
56 Auburn St, Auburn, MA, 01501
Monday through Wednesday 8:00 to 4:00 Thursday 8:00 to 5:00Friday 8:00 to 6:00 Saturday 9:00 to 12:00
Greendale
460 W Boylston St, Worcester, MA, 01606
Monday through Wednesday 9:00 to 4:00 Thursday 9:00 to 6:00Friday 9:00 to 5:00 Saturday 9:00 to 12:00
So. Grafton
377 Providence Rd, South Grafton, MA, 01560
Monday through Wednesday 9:00 to 4:00Thursday 9:00 to 5:00 Friday 9:00 to 6:00 Saturday 9:00 to 12:00
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<a href="https://bankscorer.com/credit-union/millbury" target="_blank" rel="noopener">View MILLBURY on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 81.3%· healthy range 60–80%