Lugoff, SC · State Credit Union · Chartered in SC
Who can join
State government employees (special charter)
Members
14,016
Net Worth Ratio
12.82%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$177.7M
Total Shares
$157.6M
Total Loans
$105.1M
Net Worth Ratio
12.82%
≥7% = Well Capitalized
Members
14,016
Delinquency Rate (60d+)
0.59%
$618K
Loan-to-share ratio: 66.7%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 48 | 41 | 3 | 85.4% | 6.3% |
| 2022 | 64 | 49 | 11 | 76.6% | 17.2% |
| 2021 | 54 | 46 | 7 | 85.2% | 13.0% |
No CFPB complaint data available for this credit union.
Lugoff
841 Highway 1 S, Lugoff, SC, 29078-9436
8:30 - 5:00 m-th8:30 - 6:00 friday
Camden
1015 Mill St, Camden, SC, 29020
8:30-5:00 M-TH, 8:30-6:00 F
Invista
719 Highway 1 S, Lugoff, SC, 29078
8:30-5:00 M-TH, 8:30-6:00 F
Elgin
2480 Main St, Elgin, SC, 29045
8:30-5:00 M-Th, 8:30-6:00 F
Sandhill
100 Forum Dr Ste 4, Columbia, SC, 29229-7945
8:30-5:00 M-TH, 6:00 Friday
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<a href="https://bankscorer.com/credit-union/mid-carolina" target="_blank" rel="noopener">View MID CAROLINA on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.