Rahway, NJ · Federal Credit Union · Chartered in NJ
Who can join
Industry / trade group
Members
23,992
Net Worth Ratio
14.99%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$1.71B
Total Shares
$1.26B
Total Loans
$215.5M
Net Worth Ratio
14.99%
≥7% = Well Capitalized
Members
23,992
Delinquency Rate (60d+)
0.24%
$518K
Loan-to-share ratio: 17.1%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 169 | 80 | 45 | 47.3% | 26.6% |
| 2022 | 319 | 210 | 51 | 65.8% | 16.0% |
| 2021 | 365 | 239 | 52 | 65.5% | 14.3% |
No CFPB complaint data available for this credit union.
RAHWAY
126 E LINCOLN AVE, RAHWAY, NJ, 07065-4607
M-F 8:00AM - 4:00PM
UPTON
397 UPTON PL, RAHWAY, NJ, 07065
8:00 am - 4:00 pm
ELKTON
2778 S EAST SIDE HWY, ELKTON, VA, 22827-3628
MON THRU FRI 9:00AM - 4:00PM
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<a href="https://bankscorer.com/credit-union/merck-employees" target="_blank" rel="noopener">View MERCK EMPLOYEES on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.