Medford, MA · State Credit Union · Chartered in MA
Who can join
State government employees (special charter)
Members
13,687
Net Worth Ratio
10.91%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$356.4M
Total Shares
$285.2M
Total Loans
$170.7M
Net Income
$-436,519
Net Worth Ratio
10.91%
≥7% = Well Capitalized
Members
13,687
Return on Assets
-0.12%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.53%
$904K
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 134 | 95 | 15 | 70.9% | 11.2% |
| 2022 | 120 | 77 | 13 | 64.2% | 10.8% |
| 2021 | 96 | 42 | 15 | 43.8% | 15.6% |
No CFPB complaint data available for this credit union.
MPCU-Main
29 High St, Medford, MA, 02155-3801
MON - WED 8:30 AM - 4 PM, THU 8:30 AM - 5 PM, FRI 8:30 AM - 4 PM, SAT 8:30 AM - 12 PM.
Adams Village
494 Gallivan Blvd, Dorchester, MA, 02124
MON - FRI 9 AM - 5 PM SAT 9 AM - 12 PM
Mass Ave
1165 Massachusetts Ave, Dorchester, MA, 02125
WED & THU 7:15 AM - 3:45 PM.
Norwood
111 LENOX ST, NORWOOD, MA, 02062
MON - WED 9 AM - 4 PM, THU & FRI 9 AM - 5 PM, SAT 9 AM - 12 PM.
Everett
650 Broadway, Everett, MA, 02149
LOBBY MON, TUE, & WED 8:30 AM - 4:00 PM THU & FRI 8:30 AM - 5 PM SAT 9:00 AM - 12 PM DRIVE-UP MON, TUE, & WED 7:30 AM - 4:00 PM THU & FRI 7:30 AM - 5 PM SAT 9:00 AM - 12 PM
Plymouth, Commerce Way
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<a href="https://bankscorer.com/credit-union/members-plus" target="_blank" rel="noopener">View MEMBERS PLUS on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 59.9%· healthy range 60–80%
53 COMMERCE WAY, PLYMOUTH, MA, 02360
LOBBY: MON & TUE & WED 9 AM - 4 PM, THU & FRI 9 AM - 5 PM, SAT 9 AM - 12 PM. DRIVE THRU: MON & TUE & WED 9 AM TO 4:30 PM, THU & FRI 9 AM - 5 PM, SAT 9 AM - 12 PM.
Winchester
63 Shore Rd, Winchester, MA, 01890
TUE & THUR 9 AM to 4 PM.