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MEMBERS PLUS

Medford, MA · State Credit Union · Chartered in MA

Well Capitalized

Who can join

State government employees (special charter)

Charter #66706Est. 1940RSSD: 202493

Members

13,687

Net Worth Ratio

10.91%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$356.4M

Peer Group 5

Members

13,687

as of latest quarter

Net Worth Ratio

10.91%

Well Capitalized

Institution Profile

NCUA

Address

29 High St, Medford, MA 02155-3801

Chartered

1940

Branch Locations

7 locations

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$356.4M

Total Shares

$285.2M

Total Loans

$170.7M

Net Income

$-436,519

Net Worth Ratio

10.91%

≥7% = Well Capitalized

Members

13,687

Return on Assets

-0.12%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.53%

$904K

Loan-to-share ratio: 59.9%· healthy range 60–80%

Branch Locations

NCUA

MPCU-Main

29 High St, Medford, MA, 02155-3801

MON - WED 8:30 AM - 4 PM, THU 8:30 AM - 5 PM, FRI 8:30 AM - 4 PM, SAT 8:30 AM - 12 PM.

MainATM

Adams Village

494 Gallivan Blvd, Dorchester, MA, 02124

MON - FRI 9 AM - 5 PM SAT 9 AM - 12 PM

ATM

Mass Ave

1165 Massachusetts Ave, Dorchester, MA, 02125

WED & THU 7:15 AM - 3:45 PM.

ATM

Norwood

111 LENOX ST, NORWOOD, MA, 02062

MON - WED 9 AM - 4 PM, THU & FRI 9 AM - 5 PM, SAT 9 AM - 12 PM.

ATM

Everett

650 Broadway, Everett, MA, 02149

LOBBY MON, TUE, & WED 8:30 AM - 4:00 PM THU & FRI 8:30 AM - 5 PM SAT 9:00 AM - 12 PM DRIVE-UP MON, TUE, & WED 7:30 AM - 4:00 PM THU & FRI 7:30 AM - 5 PM SAT 9:00 AM - 12 PM

ATMDrive-thru

Plymouth, Commerce Way

53 COMMERCE WAY, PLYMOUTH, MA, 02360

LOBBY: MON & TUE & WED 9 AM - 4 PM, THU & FRI 9 AM - 5 PM, SAT 9 AM - 12 PM. DRIVE THRU: MON & TUE & WED 9 AM TO 4:30 PM, THU & FRI 9 AM - 5 PM, SAT 9 AM - 12 PM.

ATMDrive-thru

Winchester

63 Shore Rd, Winchester, MA, 01890

TUE & THUR 9 AM to 4 PM.

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.