Springfield, MA · Federal Credit Union · Chartered in MA
Who can join
Co-operative or credit union
Members
13,582
Net Worth Ratio
11.00%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$350.0M
Total Shares
$307.3M
Total Loans
$217.0M
Net Income
$58K
Net Worth Ratio
11.00%
≥7% = Well Capitalized
Members
13,582
Return on Assets
0.02%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.56%
$1.2M
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 341 | 266 | 34 | 78.0% | 10.0% |
| 2022 | 156 | 139 | 15 | 89.1% | 9.6% |
| 2021 | 163 | 142 | 11 | 87.1% | 6.8% |
No CFPB complaint data available for this credit union.
MassMutual FCU
1295 State St, Springfield, MA, 01111
Monday to Friday 8AM - 4:30 PM
CO-OP Shared Branching Network
615 Channelside Dr, Tampa, FL, 33602
Depending on time zone during normal business hours
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<a href="https://bankscorer.com/credit-union/massmutual" target="_blank" rel="noopener">View MASSMUTUAL on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 70.6%· healthy range 60–80%