🏦Bank Scorer

MASS. INSTITUTE OF TECH.

Lexington, MA · Federal Credit Union · Chartered in MA

Well Capitalized

Who can join

Occupational / select employee group

Charter #3830Est. 1940RSSD: 243777
Compare

Members

35,226

Net Worth Ratio

9.67%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$743.0M

Peer Group 6

Members

35,226

as of latest quarter

Net Worth Ratio

9.67%

Well Capitalized

Institution Profile

NCUA

Address

70 Westview St., Lexington, MA 02421-3142

Chartered

1940

Branch Locations

5 locations

Membership Eligibility

Occupational / select employee group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$743.0M

Total Shares

$667.9M

Total Loans

$535.9M

Net Income

$255K

Net Worth Ratio

9.67%

≥7% = Well Capitalized

Members

35,226

Return on Assets

0.03%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.74%

$4.0M

Loan-to-share ratio: 80.2%· healthy range 60–80%

Branch Locations

NCUA

Main Office

70 Westview St, Lexington, MA, 02421-3142

8:30a.m.- 4:30p.m. M-F

MainATM

MIT Lincoln Laboratory Branch

244 Wood St # LINA-100, Lexington, MA, 02421-6426

8:30am-4:00pm M-F

ATM

MIT Student Center Branch

84 Massachusetts Ave, Cambridge, MA, 02139-4300

Monday-Wednesday, Friday: 9:00am to 4:30pm Thursday: 9:00am to 5:30pm

ATM

Operations Center

70 Westview St, Lexington, MA, 02421-3142

7a.m. - 6p.m.

ATM

MIT FCU Tech Sq. Branch

700 Technology Sq, Cambridge, MA, 02139-3557

Monday-Wednesday, Friday: 8:30 a.m. - 4:30 p.m.Thursday: 8:30 a.m. - 5:30 p.m.

ATM

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

View HMDA data on CFPB →Search mortgage lenders →

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

View all on CFPB →File NCUA complaint →

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.