Lexington, MA · Federal Credit Union · Chartered in MA
Who can join
Occupational / select employee group
Members
35,226
Net Worth Ratio
9.67%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$743.0M
Total Shares
$667.9M
Total Loans
$535.9M
Net Income
$255K
Net Worth Ratio
9.67%
≥7% = Well Capitalized
Members
35,226
Return on Assets
0.03%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.74%
$4.0M
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 430 | 274 | 19 | 63.7% | 4.4% |
| 2022 | 497 | 337 | 22 | 67.8% | 4.4% |
| 2021 | 432 | 266 | 49 | 61.6% | 11.3% |
No CFPB complaint data available for this credit union.
Main Office
70 Westview St, Lexington, MA, 02421-3142
8:30a.m.- 4:30p.m. M-F
MIT Lincoln Laboratory Branch
244 Wood St # LINA-100, Lexington, MA, 02421-6426
8:30am-4:00pm M-F
MIT Student Center Branch
84 Massachusetts Ave, Cambridge, MA, 02139-4300
Monday-Wednesday, Friday: 9:00am to 4:30pm Thursday: 9:00am to 5:30pm
Operations Center
70 Westview St, Lexington, MA, 02421-3142
7a.m. - 6p.m.
MIT FCU Tech Sq. Branch
700 Technology Sq, Cambridge, MA, 02139-3557
Monday-Wednesday, Friday: 8:30 a.m. - 4:30 p.m.Thursday: 8:30 a.m. - 5:30 p.m.
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<a href="https://bankscorer.com/credit-union/mass-institute-of-tech" target="_blank" rel="noopener">View MASS. INSTITUTE OF TECH. on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 80.2%· healthy range 60–80%