Amsterdam, NY · Federal Credit Union · Chartered in NY
Who can join
Occupational / select employee group
Members
2,700
Net Worth Ratio
15.19%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$72.0M
Total Shares
$60.9M
Total Loans
$7.7M
Net Income
$353K
Net Worth Ratio
15.19%
≥7% = Well Capitalized
Members
2,700
Return on Assets
0.49%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.24%
$19K
No HMDA mortgage lending data on record for this credit union.
No CFPB complaint data available for this credit union.
4883 State Highway 30
4883 State Highway 30, AMSTERDAM, NY, 12010
MON-WED 9:AM - 4:30PM THURS - 9AM - 5PM FRIDAY - 9AM - 6PM SATURDAY - 9AM - NOON (DRIVE THRU ONLY)
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<a href="https://bankscorer.com/credit-union/m-c-t" target="_blank" rel="noopener">View M. C. T. on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 12.7%· healthy range 60–80%