LUSO-AMERICAN
Peabody, MA · State Credit Union · Chartered in MA
Who can join
State government employees (special charter)
Members
9,326
Net Worth Ratio
16.08%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$122.8M
Peer Group 5
Members
9,326
as of latest quarter
Net Worth Ratio
16.08%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$122.8M
Total Shares
$102.4M
Total Loans
$76.0M
Net Income
$107K
Net Worth Ratio
16.08%
≥7% = Well Capitalized
Members
9,326
Return on Assets
0.09%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.02%
$13K
Loan-to-share ratio: 74.2%· healthy range 60–80%
Branch Locations
NCUALuso American Credit Union
37 Tremont St, Peabody, MA, 01960
Monday thru Wednesday 9:00AM to 5:00PM Thursday and Friday 9:00AM to 6:00PM Saturday 8:30AM to 1:00PM
Luso-American Credit Union
79 Lynnfield St, Peabody, MA, 01960-5201
MTW 9:00-5:00TF 9:00-6:00Sat 8:30-1:30
FiServ
975 William D Tate Ave, Grapevine, TX, 76051-4097
Monday to Friday 9 to 6
Luso American Credit Union
128 Rogers St, Gloucester, MA, 01930-5005
Thursday 1-4Friday 1-4
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/luso-american" target="_blank" rel="noopener">View LUSO-AMERICAN on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.