Ludlow, MA · Federal Credit Union · Chartered in MA
Who can join
Employer / occupational group
Members
7,926
Net Worth Ratio
11.06%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$241.8M
Total Shares
$214.0M
Total Loans
$191.2M
Net Worth Ratio
11.06%
≥7% = Well Capitalized
Members
7,926
Delinquency Rate (60d+)
0.69%
$1.3M
Loan-to-share ratio: 89.3%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 62 | 51 | 4 | 82.3% | 6.5% |
| 2022 | 140 | 122 | 7 | 87.1% | 5.0% |
| 2021 | 300 | 185 | 17 | 61.7% | 5.7% |
No CFPB complaint data available for this credit union.
LUSO Federal Credit Union
599 East St, Ludlow, MA, 01056
Lobby Mon to Wed 8:30 a.m. to 4:30 p.m. Thurs & Fri 8:30 a.m. to 5:30 p.m. Sat. 8:30 a.m. to 1:00 p.m. Drive Up Mon to Wed 8:00 a.m. to 5:00 p.m. Thurs & Fri 8:00 a.m. to 6:00 p.m. Sat. 8:00 a.m. to 1:00 p.m.
Luso Federal Credit Union
1 Crane Park Dr Ste 4, Wilbraham, MA, 01095-1786
Lobby and Drive up Monday thru Wednesday 8:30am to 4:30pm Thursday to Friday 8:30am to 5:30pm Saturday: 8:30am to 1:00pm
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<a href="https://bankscorer.com/credit-union/luso" target="_blank" rel="noopener">View LUSO on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.