LUSO
Ludlow, MA · Federal Credit Union · Chartered in MA
Who can join
Employer / occupational group
Members
7,926
Net Worth Ratio
11.06%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$241.8M
Peer Group 5
Members
7,926
as of latest quarter
Net Worth Ratio
11.06%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$241.8M
Total Shares
$214.0M
Total Loans
$191.2M
Net Worth Ratio
11.06%
≥7% = Well Capitalized
Members
7,926
Delinquency Rate (60d+)
0.69%
$1.3M
Loan-to-share ratio: 89.3%· healthy range 60–80%
Branch Locations
NCUALUSO Federal Credit Union
599 East St, Ludlow, MA, 01056
Lobby Mon to Wed 8:30 a.m. to 4:30 p.m. Thurs & Fri 8:30 a.m. to 5:30 p.m. Sat. 8:30 a.m. to 1:00 p.m. Drive Up Mon to Wed 8:00 a.m. to 5:00 p.m. Thurs & Fri 8:00 a.m. to 6:00 p.m. Sat. 8:00 a.m. to 1:00 p.m.
Luso Federal Credit Union
1 Crane Park Dr Ste 4, Wilbraham, MA, 01095-1786
Lobby and Drive up Monday thru Wednesday 8:30am to 4:30pm Thursday to Friday 8:30am to 5:30pm Saturday: 8:30am to 1:00pm
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/luso" target="_blank" rel="noopener">View LUSO on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.