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LOWELL MUNICIPAL EMPLOYEES

Lowell, MA · Federal Credit Union · Chartered in MA

LICUWell Capitalized

Who can join

Federal government employees

Charter #2065Est. 1937RSSD: 26774

Members

1,278

Net Worth Ratio

7.79%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$8.7M

Peer Group 2

Members

1,278

as of latest quarter

Net Worth Ratio

7.79%

Well Capitalized

Institution Profile

NCUA

Address

375 Merrimack St, Lowell, MA 01852-5909

Chartered

1937

Branch Locations

1 location

Membership Eligibility

Federal government employees

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$8.7M

Total Shares

$8.0M

Total Loans

$4.8M

Net Income

$11K

Net Worth Ratio

7.79%

≥7% = Well Capitalized

Members

1,278

Return on Assets

0.12%

annualized · >0.5% healthy

Loan-to-share ratio: 59.7%· healthy range 60–80%

Branch Locations

NCUA

City Hall

375 Merrimack St, Lowell, MA, 01852-5909

M,T,Th,Fr 8:30 a.m. -4:00 p.m.

Main

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.