LOCAL 804
Port Washington, NY · Federal Credit Union · Chartered in NY
Who can join
Multiple / other
Members
3,166
Net Worth Ratio
31.10%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$21.7M
Peer Group 3
Members
3,166
as of latest quarter
Net Worth Ratio
31.10%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$21.7M
Total Shares
$15.0M
Total Loans
$13.5M
Net Income
$104K
Net Worth Ratio
31.10%
≥7% = Well Capitalized
Members
3,166
Return on Assets
0.48%
annualized · >0.5% healthy
Delinquency Rate (60d+)
3.47%
$469K
Loan-to-share ratio: 90.3%· healthy range 60–80%
Branch Locations
NCUALocal 804 FCU
44 S Bayles Ave Ste 204, Port Washington, NY, 11050-3765
Monday thru Thursday 8 am - 4 pm Fridays 8 am - 3 pm
Q-Side FCU
21131 Jamaica Ave, Queens Village, NY, 11428-1621
Monday8:00 am - 3:00 pmTuesday8:00 am - 3:00 pmWednesday8:00 am - 7:00 pmThursday8:00 am - 3:00 pmFriday8:00 am - 3:00 pm
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/local-804" target="_blank" rel="noopener">View LOCAL 804 on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.