🏦Bank Scorer

LINCOLN COUNTY

Libby, MT · State Credit Union · Chartered in MT

LICUWell Capitalized

Who can join

State government employees (special charter)

Charter #63199Est. 1957RSSD: 362490

Members

5,698

Net Worth Ratio

21.54%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$182.4M

Peer Group 5

Members

5,698

as of latest quarter

Net Worth Ratio

21.54%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 1586, Libby, MT 59923

Chartered

1957

Branch Locations

2 locations

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$182.4M

Total Shares

$142.9M

Total Loans

$64.4M

Net Worth Ratio

21.54%

≥7% = Well Capitalized

Members

5,698

Delinquency Rate (60d+)

0.04%

$28K

Loan-to-share ratio: 45.0%· healthy range 60–80%

Branch Locations

NCUA

LCCU Main Office

714 W 6th St, Libby, MT, 59923

M-F 8AM - 6PMS 9AM - 3 PM

MainATMDrive-thru

STEINS MARKET

607 E Missoula Ave., TROY, MT, 59935

M-F 9 AM - 6 PMS 9 AM - NOON

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.