Braintree, MA · State Credit Union · Chartered in MA
Who can join
State government employees (special charter)
Members
21,692
Net Worth Ratio
14.70%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$839.9M
Total Shares
$590.6M
Total Loans
$642.8M
Net Income
$1.0M
Net Worth Ratio
14.70%
≥7% = Well Capitalized
Members
21,692
Return on Assets
0.12%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.07%
$464K
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 283 | 228 | 20 | 80.6% | 7.1% |
| 2022 | 271 | 225 | 14 | 83.0% | 5.2% |
| 2021 | 410 | 368 | 15 | 89.8% | 3.7% |
No CFPB complaint data available for this credit union.
Liberty Bay Credit Union
300 Granite St Fl 3, Braintree, MA, 02184-3909
M-F: 8:30 am to 5:00 pmSaturday: 9:00 am to 1:00 PM
Liberty Bay Credit Union
300 Granite St Fl 1, Braintree, MA, 02184-3909
M-F: 8:30 am to 4:30 pmSaturday: 9:00 am to 1:00 PMATM: 24 hours (7 days a week)
Liberty Bay Credit Union
10 Downer Ave, Hingham, MA, 02043
M-F: 8:30 am to 4:30 pmSaturday: 9:00 am to 1:00 PMATM: 24 hours (7 days a week)
Liberty Bay Credit Union
9 Brook St, Scituate, MA, 02066-1309
M-F: 8:30 am to 4:30 pm Saturday: Closed
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<a href="https://bankscorer.com/credit-union/liberty-bay" target="_blank" rel="noopener">View LIBERTY BAY on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 108.8%· healthy range 60–80%