🏦Bank Scorer

LE ROY

Le Roy, NY · Federal Credit Union · Chartered in NY

Well Capitalized

Who can join

Employer / occupational group

Charter #12170Est. 1958RSSD: 295589

Members

1,542

Net Worth Ratio

10.71%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$21.6M

Peer Group 3

Members

1,542

as of latest quarter

Net Worth Ratio

10.71%

Well Capitalized

Institution Profile

NCUA

Address

7093 W Main Rd, Le Roy, NY 14482-9352

Chartered

1958

Branch Locations

3 locations

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$21.6M

Total Shares

$19.2M

Total Loans

$6.6M

Net Income

$108K

Net Worth Ratio

10.71%

≥7% = Well Capitalized

Members

1,542

Return on Assets

0.50%

annualized · >0.5% healthy

Delinquency Rate (60d+)

1.87%

$123K

Loan-to-share ratio: 34.1%· healthy range 60–80%

Branch Locations

NCUA

LeRoy Federal Credit Union

7093 W Main Rd, Le Roy, NY, 14482-9352

Monday thru Wednesday 9-4/Thursday & Friday 9-6

Main

Evergreen FCU

2781 E Henrietta Rd, Henrietta, NY, 14467-9318

Cocc

300 Linden Oaks, Rochester, NY, 14625

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.