JERSEY CENTRAL
Cranford, NJ · Federal Credit Union · Chartered in NJ
Who can join
Multiple select employee groups
Members
4,031
Net Worth Ratio
17.33%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$24.2M
Peer Group 3
Members
4,031
as of latest quarter
Net Worth Ratio
17.33%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$24.2M
Total Shares
$20.0M
Total Loans
$13.4M
Net Worth Ratio
17.33%
≥7% = Well Capitalized
Members
4,031
Delinquency Rate (60d+)
2.60%
$349K
Loan-to-share ratio: 67.1%· healthy range 60–80%
Branch Locations
NCUAMain Office
23 North Ave E, Cranford, NJ, 07016-2196
Mon, Wed, Thur 9:00-4:30 Tue, Fri 9:00-3:00
Vital Records
2091 Springdale Rd, Cherry Hill, NJ, 08003-4005
Mon-Fri
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/jersey-central" target="_blank" rel="noopener">View JERSEY CENTRAL on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.