Lowell, MA · State Credit Union · Chartered in MA
Who can join
State government employees (special charter)
Members
101,712
Net Worth Ratio
9.01%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$2.19B
Total Shares
$1.73B
Total Loans
$1.77B
Net Income
$2.0M
Net Worth Ratio
9.01%
≥7% = Well Capitalized
Members
101,712
Return on Assets
0.09%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.14%
$2.5M
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 1,085 | 825 | 147 | 76.0% | 13.6% |
| 2022 | 1,918 | 1,576 | 143 | 82.2% | 7.5% |
| 2021 | 2,032 | 1,693 | 131 | 83.3% | 6.5% |
No CFPB complaint data available for this credit union.
Main Office
581 Merrimack St, Lowell, MA, 01854-3908
M - W 7:30 am - 4:00 pm Th - F 7:30 am - 6:00 pm Sat 7:30 am - 1:00pm
Dracut - Bridge
1595 Bridge St, Dracut, MA, 01826-2696
M - W 7:30 am - 4:00 pm Th - F 7:30 am - 6:00 pm Sat 7:30 am - 1:00 pm
Dracut Lakeview
1345 Lakeview Ave, Dracut, MA, 01826-3414
M - W 7:30 am - 4:00 pm Th - F 7:30 am - 6:00 pm Sat 7:30 am - 12:00
Tyngsboro
150 Westford Rd, Tyngsboro, MA, 01879-2511
M - W 7:30 am - 4:00 pm Th - F 7:30 am - 6:00 pm Sat 7:30 am - 1:00 pm
Chelmsford
245 Chelmsford St, Chelmsford, MA, 01824-2343
M - W 7:30 am - 4:00 pm Th 7:30 am - 6:00 pm F 7:30 am - 6:00 pm Sat 7:30 am - 1:00 pm
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<a href="https://bankscorer.com/credit-union/jeanne-darc" target="_blank" rel="noopener">View JEANNE D'ARC on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 102.4%· healthy range 60–80%
Methuen
380 Merrimack St Ste 1A, Methuen, MA, 01844-5871
M -W 7:30 am - 4:00 pm Th - F 7:30 am - 6:00 pm Sat 7:30 am - 1:00 pm
Tremont
1 Tremont Pl, Lowell, MA, 01854-3658
M - F 8:00 am - 5:00 pm
Lowell High School
50 Father Morissette Blvd, Lowell, MA, 01852-1037
M - F 7:30 am - 3:00 pm
Dracut High School
1540 Lakeview Ave, Dracut, MA, 01826-3311
M - F 7:00 am - 2:00 pm
Westford
196 Littleton Rd, Westford, MA, 01886-3513
Mon - Wed: 7:30am - 4:00pmThu - Fri 7:30am - 6:00pmSat 7:30am - 1:00pm
3 more locations not shown.