JEANNE D'ARC
Lowell, MA · State Credit Union · Chartered in MA
Who can join
State government employees (special charter)
Members
101,712
Net Worth Ratio
9.01%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$2.19B
Peer Group 6
Members
101,712
as of latest quarter
Net Worth Ratio
9.01%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$2.19B
Total Shares
$1.73B
Total Loans
$1.77B
Net Income
$2.0M
Net Worth Ratio
9.01%
≥7% = Well Capitalized
Members
101,712
Return on Assets
0.09%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.14%
$2.5M
Loan-to-share ratio: 102.4%· healthy range 60–80%
Branch Locations
NCUAMain Office
581 Merrimack St, Lowell, MA, 01854-3908
M - W 7:30 am - 4:00 pm Th - F 7:30 am - 6:00 pm Sat 7:30 am - 1:00pm
Dracut - Bridge
1595 Bridge St, Dracut, MA, 01826-2696
M - W 7:30 am - 4:00 pm Th - F 7:30 am - 6:00 pm Sat 7:30 am - 1:00 pm
Dracut Lakeview
1345 Lakeview Ave, Dracut, MA, 01826-3414
M - W 7:30 am - 4:00 pm Th - F 7:30 am - 6:00 pm Sat 7:30 am - 12:00
Tyngsboro
150 Westford Rd, Tyngsboro, MA, 01879-2511
M - W 7:30 am - 4:00 pm Th - F 7:30 am - 6:00 pm Sat 7:30 am - 1:00 pm
Chelmsford
245 Chelmsford St, Chelmsford, MA, 01824-2343
M - W 7:30 am - 4:00 pm Th 7:30 am - 6:00 pm F 7:30 am - 6:00 pm Sat 7:30 am - 1:00 pm
Methuen
380 Merrimack St Ste 1A, Methuen, MA, 01844-5871
M -W 7:30 am - 4:00 pm Th - F 7:30 am - 6:00 pm Sat 7:30 am - 1:00 pm
Tremont
1 Tremont Pl, Lowell, MA, 01854-3658
M - F 8:00 am - 5:00 pm
Lowell High School
50 Father Morissette Blvd, Lowell, MA, 01852-1037
M - F 7:30 am - 3:00 pm
Dracut High School
1540 Lakeview Ave, Dracut, MA, 01826-3311
M - F 7:00 am - 2:00 pm
Westford
196 Littleton Rd, Westford, MA, 01886-3513
Mon - Wed: 7:30am - 4:00pmThu - Fri 7:30am - 6:00pmSat 7:30am - 1:00pm
3 more locations not shown.
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/jeanne-darc" target="_blank" rel="noopener">View JEANNE D'ARC on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.