JAMESTOWN AREA COMMUNITY
Jamestown, NY · Federal Credit Union · Chartered in NY
Who can join
Employer / occupational group
Members
6,309
Net Worth Ratio
10.89%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$83.2M
Peer Group 4
Members
6,309
as of latest quarter
Net Worth Ratio
10.89%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$83.2M
Total Shares
$74.2M
Total Loans
$49.0M
Net Worth Ratio
10.89%
≥7% = Well Capitalized
Members
6,309
Delinquency Rate (60d+)
0.01%
$3K
Loan-to-share ratio: 66.1%· healthy range 60–80%
Branch Locations
NCUAJamestown Area Community FCU
915 E 2ND ST, Jamestown, NY, 14701
9:00AM to 4:30PM Mon - Wed 9:00AM to 5:00PM Thurs & Fri
JACFCU Frewsburg
11 N PEARL ST, Frewsburg, NY, 14738
Monday - Wednesday 9:00 AM - 4:30 PM Thursday - Friday 9:00 AM - 5:00 PM Saturday 9:00AM -NOON
JACFCU-Drive Thru
525 E 2ND ST, Jamestown, NY, 14701
Monday - Thursday 9:00AM - 4:30PM Friday 9:00 AM - 5:00PM Saturday 9:00 AM - NOON
JACFCU_ Lakewood
121 Chautauqua Ave, Lakewood, NY, 14750
Monday - Wednesday 9:00 AM - 4:30 PM Thursday - Friday 9:00 AM - 5:00 PM Saturday 9:00 AM - NOON
JACFCU-Randolph
71 Main St, Randolph, NY, 14772
Monday - Wednesday 9:00 AM - 4:00 PM Thursday 9:00 AM - 5:00 PM Friday 9:00 Am - 5:30 PM Saturday 9:00 AM - NOON
JACFCU - Panama
1 E Main St, Panama, NY, 14767
Monday - Friday 8:30AM - 4:00 PM
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/jamestown-area-community" target="_blank" rel="noopener">View JAMESTOWN AREA COMMUNITY on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.