Phillipsburg, NJ · Federal Credit Union · Chartered in NJ
Who can join
Employer / occupational group
Members
6,246
Net Worth Ratio
9.75%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$94.6M
Total Shares
$85.3M
Total Loans
$51.4M
Net Worth Ratio
9.75%
≥7% = Well Capitalized
Members
6,246
Delinquency Rate (60d+)
0.01%
$3K
Loan-to-share ratio: 60.3%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 132 | 114 | 16 | 86.4% | 12.1% |
No CFPB complaint data available for this credit union.
Main Office
450 Hillcrest Blvd, Phillipsburg, NJ, 08865
Monday - Thursday 9-5 Friday 9-6 Saturday 9-12
Easton Office
2925 William Penn Hwy, Easton, PA, 18045
Monday-Thursday 9- 5Friday 9-6Saturday 9-12
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<a href="https://bankscorer.com/credit-union/irco-community" target="_blank" rel="noopener">View IRCO COMMUNITY on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.