Fitchburg, MA · Federal Credit Union · Chartered in MA
Who can join
Employer / occupational group
Members
36,874
Net Worth Ratio
9.18%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$547.3M
Total Shares
$505.0M
Total Loans
$418.0M
Net Worth Ratio
9.18%
≥7% = Well Capitalized
Members
36,874
Delinquency Rate (60d+)
0.64%
$2.7M
Loan-to-share ratio: 82.8%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 267 | 151 | 86 | 56.5% | 32.2% |
| 2022 | 395 | 222 | 105 | 56.2% | 26.6% |
| 2021 | 567 | 378 | 109 | 66.7% | 19.2% |
No CFPB complaint data available for this credit union.
Main Office
300 Bemis Rd, Fitchburg, MA, 01420
Mon, Tue, Wed, Fri 9-4:30pm; Thu 9-6pm; Sat 9-12pm
Electric Ave
520 Electric Ave, Fitchburg, MA, 01420
Mon-Wed 9-4pm; Thu-Fri 9-6pm; Sat 9-12pm
Westminster
71 Main St, Westminster, MA, 01473
Mon-Wed 9-4pm; Thu-Fri 9-6pm; Sat 9-12pm
Ayer
72 Park St, Ayer, MA, 01432
Mon-Wed 9-4pm; Thu-Fri 9-6pm; Sat 9-12pm
Mechanic Street
400 Mechanic St, Leominster, MA, 01453
Mon-Wed 9-4pm; Thu-Fri 9-6pm; Sat 9-12pm
Worcester
947 W Boylston St, Worcester, MA, 01606-1275
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<a href="https://bankscorer.com/credit-union/i-c" target="_blank" rel="noopener">View I-C on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Mon-Wed 8:30-4:30pm; Thu-Fri 8-5pm; Sat 9-12pm