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HTM

Haverhill, MA · State Credit Union · Chartered in MA

Well Capitalized

Who can join

State government employees (special charter)

Charter #67749Est. 1937RSSD: 156792

Members

1,792

Net Worth Ratio

13.69%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$29.5M

Peer Group 3

Members

1,792

as of latest quarter

Net Worth Ratio

13.69%

Well Capitalized

Institution Profile

NCUA

Address

P.O. Box 383, Haverhill, MA 01831

Chartered

1937

Branch Locations

1 location

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$29.5M

Total Shares

$25.5M

Total Loans

$15.3M

Net Income

$50K

Net Worth Ratio

13.69%

≥7% = Well Capitalized

Members

1,792

Return on Assets

0.17%

annualized · >0.5% healthy

Loan-to-share ratio: 60.1%· healthy range 60–80%

Branch Locations

NCUA

HTM Credit Union

4 Summer St Ste 3, Haverhill, MA, 01830-5843

Monday - Friday 9:00 a.m to 4:00 p.m.

Main

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.