Macon, MO · State Credit Union · Chartered in MO
Who can join
State government employees (special charter)
Members
6,280
Net Worth Ratio
11.99%
min. 7% = Well Capitalized
Contact & Details
NCUACredit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$57.5M
Total Shares
$50.1M
Total Loans
$36.2M
Net Worth Ratio
11.99%
≥7% = Well Capitalized
Members
6,280
Delinquency Rate (60d+)
0.61%
$221K
Loan-to-share ratio: 72.2%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 8 | 5 | 3 | 62.5% | 37.5% |
| 2023 | 207 | 117 | 30 | 56.5% | 14.5% |
| 2022 | 31 | 30 | 0 | 96.8% | 0.0% |
No CFPB complaint data available for this credit union.
Horizon Credit Union
310 N Missouri St, Macon, MO, 63552
Monday - Thursday 7:30 am - 4:30 pmFriday - 7:30 am - 5:00 pm
Horizon Credit Union
701 S Baltimore St, Kirksville, MO, 63501-4191
Monday - Thursday 8:00 am - 4:30 pmFriday - 8:00 am - 5:00 pm
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<a href="https://bankscorer.com/credit-union/horizon-mo" target="_blank" rel="noopener">View HORIZON on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.