North Grafton, MA · State Credit Union · Chartered in MA
Who can join
State government employees (special charter)
Members
6,883
Net Worth Ratio
10.04%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$170.6M
Total Shares
$145.7M
Total Loans
$133.8M
Net Worth Ratio
10.04%
≥7% = Well Capitalized
Members
6,883
Delinquency Rate (60d+)
0.05%
$72K
Loan-to-share ratio: 91.8%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 70 | 55 | 4 | 78.6% | 5.7% |
| 2022 | 46 | 38 | 7 | 82.6% | 15.2% |
| 2021 | 128 | 115 | 5 | 89.8% | 3.9% |
No CFPB complaint data available for this credit union.
Homefield Credit Union
86 Worcester St, North Grafton, MA, 01536-1020
M-W 8:30 a.m. - 4:30 p.m. Thurs and Fri 8:30 a.m. - 6:00 p.m. Sat 9:00 a.m. - 12:30 p.m.
Homefield Credit Union - Milford Branch
138 S Main St, Milford, MA, 01757-3272
Monday-Wednesday 9:00 am - 4:30 pmThursday and Friday 9:00 am - 6:00 pmSaturday 9:00 - 12:00 pm
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<a href="https://bankscorer.com/credit-union/homefield" target="_blank" rel="noopener">View HOMEFIELD on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.