🏦Bank Scorer

HOMEFIELD

North Grafton, MA · State Credit Union · Chartered in MA

Well Capitalized

Who can join

State government employees (special charter)

Charter #68057Est. 1966RSSD: 268891

Members

6,883

Net Worth Ratio

10.04%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$170.6M

Peer Group 5

Members

6,883

as of latest quarter

Net Worth Ratio

10.04%

Well Capitalized

Institution Profile

NCUA

Address

86 Worcester St, North Grafton, MA 01536-1020

Chartered

1966

Branch Locations

2 locations

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$170.6M

Total Shares

$145.7M

Total Loans

$133.8M

Net Worth Ratio

10.04%

≥7% = Well Capitalized

Members

6,883

Delinquency Rate (60d+)

0.05%

$72K

Loan-to-share ratio: 91.8%· healthy range 60–80%

Branch Locations

NCUA

Homefield Credit Union

86 Worcester St, North Grafton, MA, 01536-1020

M-W 8:30 a.m. - 4:30 p.m. Thurs and Fri 8:30 a.m. - 6:00 p.m. Sat 9:00 a.m. - 12:30 p.m.

MainATMDrive-thru

Homefield Credit Union - Milford Branch

138 S Main St, Milford, MA, 01757-3272

Monday-Wednesday 9:00 am - 4:30 pmThursday and Friday 9:00 am - 6:00 pmSaturday 9:00 - 12:00 pm

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.