🏦Bank Scorer

HIGH POINT

Olean, NY · Federal Credit Union · Chartered in NY

LICUWell Capitalized

Who can join

Employer / occupational group

Charter #21083Est. 1972RSSD: 152589

Members

22,641

Net Worth Ratio

14.04%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$433.8M

Peer Group 5

Members

22,641

as of latest quarter

Net Worth Ratio

14.04%

Well Capitalized

Institution Profile

NCUA

Address

234 Homer St, Olean, NY 14760

Chartered

1972

Branch Locations

6 locations

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$433.8M

Total Shares

$376.6M

Total Loans

$228.8M

Net Worth Ratio

14.04%

≥7% = Well Capitalized

Members

22,641

Delinquency Rate (60d+)

0.30%

$680K

Loan-to-share ratio: 60.8%· healthy range 60–80%

Branch Locations

NCUA

High Point FCU

234 Homer St, Olean, NY, 14760

8:30 am to 5:30 pm Monday thru Friday

Main

High Point FCU

1201 Wayne St, Olean, NY, 14760

9:00 a.m. to 5:30 p.m. Monday thru Friday Drive Thru 9:00 a.m. to 12 noon Saturday

ATMDrive-thru

High Point FCU

180 W Main St, Allegany, NY, 14706

9:00 a.m. to 5:30 p.m. Monday thru Friday

Drive-thru

High Point FCU

160 S Main St, Portville, NY, 14770

9:00 a.m. to 5:30 p.m. Monday thru Friday

ATMDrive-thru

High Point FCU

1035 E Main St, Bradford, PA, 16701

9:00 am to 5:30 pm Monday thru Friday

Drive-thru

High Point FCU

100 Fair Oak St, Little Valley, NY, 14755

9:00 - 5:00 Monday - Friday

ATM

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.