HEARD A.M.E.
Roselle, NJ · Federal Credit Union · Chartered in NJ
Who can join
Single employer group
Members
189
Net Worth Ratio
8.44%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$174K
Peer Group 1
Members
189
as of latest quarter
Net Worth Ratio
8.44%
Well Capitalized
Institution Profile
NCUAPhone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$174K
Total Shares
$158K
Total Loans
$45K
Net Income
$714
Net Worth Ratio
8.44%
≥7% = Well Capitalized
Members
189
Return on Assets
0.41%
annualized · >0.5% healthy
Delinquency Rate (60d+)
2.88%
$1K
Loan-to-share ratio: 28.6%· healthy range 60–80%
Branch Locations
NCUAHeard A M E Church
310 E 8th Ave, Roselle, NJ, 07203
9:30 A.M. - 2:00 P.M.
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/heard-a-m-e" target="_blank" rel="noopener">View HEARD A.M.E. on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.