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GOWANDA AREA

Gowanda, NY · Federal Credit Union · Chartered in NY

Well Capitalized

Who can join

Community — open geographic area

Charter #818Est. 1935RSSD: 851471

Members

1,845

Net Worth Ratio

16.19%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$32.1M

Peer Group 3

Members

1,845

as of latest quarter

Net Worth Ratio

16.19%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 29, Gowanda, NY 14070

Chartered

1935

Branch Locations

1 location

Membership Eligibility

Community — open geographic area

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$32.1M

Total Shares

$26.9M

Total Loans

$12.2M

Net Worth Ratio

16.19%

≥7% = Well Capitalized

Members

1,845

Loan-to-share ratio: 45.2%· healthy range 60–80%

Branch Locations

NCUA

Gowanda Area FCU

14266 Taylor Hollow Rd, Gowanda, NY, 14070-9703

Monday, Tuesday & Thursday 8:30 -430 Wed 8:30 - 1 Friday 8:30-5

Main

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.