GFA
Gardner, MA · Federal Credit Union · Chartered in MA
Who can join
Multiple / other
Members
33,415
Net Worth Ratio
9.06%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$760.6M
Peer Group 6
Members
33,415
as of latest quarter
Net Worth Ratio
9.06%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$760.6M
Total Shares
$608.5M
Total Loans
$510.2M
Net Income
$576K
Net Worth Ratio
9.06%
≥7% = Well Capitalized
Members
33,415
Return on Assets
0.08%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.33%
$1.7M
Loan-to-share ratio: 83.8%· healthy range 60–80%
Branch Locations
NCUAMain Office - Parker Street Branch
229 Parker St, Gardner, MA, 01440-3703
Mon, Tue, Wed 9:00 AM - 5:00 PM Thur 9:00 AM - 6:00 PM Fri 9:00 AM - 5:00 PM Sat 9:00 AM - 12:00 PM
Pearson Boulevard Branch
67 Pearson Blvd, Gardner, MA, 01440-3368
Mon, Tue, Wed 9:00 AM - 4:00 PM Thur 9:00 AM - 5:00 PM Fri 9:00 AM - 5:00 PM Sat - Closed
Hubbardston Branch
2 Gardner Rd, Hubbardston, MA, 01452-1646
Mon, Tues, Wed 9:00 AM-4:00 PM Thur 9:00 AM-5:00 PM Fri 9:00 AM-5:00 PM Sat 9:00 AM-12:00 PM
Winchendon Branch
185 Central St, Winchendon, MA, 01475-1634
Mon, Tue, Wed 9:00 AM - 4:00 PM Thur 9:00 AM - 5:00 PM Fri 9:00 AM - 5:00 PM Sat 9:00 AM - 12:00 PM
Rindge Branch
1448 Route 119, Rindge, NH, 03461
Mon, Tue, Wed 9:00 AM - 4:00 PM Thur 9:00 AM - 5:00 PM Fri 9:00 AM - 5:00 PM Sat 9:00 AM - 12:00 PM
Peterborough Branch
99 Grove St, Peterborough, NH, 03458-1765
Mon, Tue, Wed 9:00 AM - 4:00 PM Thur 9:00 AM - 5:00 PM Fri 9:00 AM - 5:00 PM Sat 9:00 AM - 12:00 PM
Keene Branch
346 Winchester St, Keene, NH, 03431
Mon, Tue, Wed 9:00 AM - 4:00 PM Thur 9:00 AM - 5:00 PM Fri 9:00 AM - 5:00 PM Sat 9:00 AM - 12:00 PM
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/gfa" target="_blank" rel="noopener">View GFA on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.