🏦Bank Scorer

GEORGETOWN KRAFT

Georgetown, SC · State Credit Union · Chartered in SC

Well Capitalized

Who can join

State government employees (special charter)

Charter #60791Est. 1952RSSD: 235099

Members

18,296

Net Worth Ratio

18.04%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$193.6M

Peer Group 5

Members

18,296

as of latest quarter

Net Worth Ratio

18.04%

Well Capitalized

Institution Profile

NCUA

Address

1379 N Fraser St, Georgetown, SC 29440-2825

Chartered

1952

Branch Locations

6 locations

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$193.6M

Total Shares

$157.6M

Total Loans

$109.7M

Net Income

$610K

Net Worth Ratio

18.04%

≥7% = Well Capitalized

Members

18,296

Return on Assets

0.32%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.39%

$426K

Loan-to-share ratio: 69.6%· healthy range 60–80%

Branch Locations

NCUA

Georgetown - N. Fraser St.

1379 N Fraser St, Georgetown, SC, 29440-2825

Monday - Thursday 9am - 5pmFriday 9am - 5:30pm

MainATMDrive-thru

Georgetown - Bourne St.

1530 Bourne St, Georgetown, SC, 29440-4775

Monday - Thursday 9am - 5pm Friday 9am - 5:30pm

ATMDrive-thru

Andrews

103 S Morgan Ave, Andrews, SC, 29510-2647

Monday - Thursday 9am - 5pm Friday 9am - 5:30pm

ATMDrive-thru

Kingstree

488 Nelson Blvd, Kingstree, SC, 29556-4025

Monday - Thursday 9am - 5pm Friday 9am - 5:30pm

ATMDrive-thru

Pawleys Island

49 Jetty Dr, Pawleys Island, SC, 29585-8425

Monday - Thursday 9am - 5pm Friday 9am - 5:30pm

ATMDrive-thru

Vital Records Site

100 Galleria Officentre, Southfield, MI, 48034

24 hours

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

Embed This Profile

Copy the snippet below to embed a link to this profile on your website.

<a href="https://bankscorer.com/credit-union/georgetown-kraft" target="_blank" rel="noopener">View GEORGETOWN KRAFT on Bank Scorer</a>

Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.