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GATES CHILI

Rochester, NY · Federal Credit Union · Chartered in NY

Well Capitalized

Who can join

Employer / occupational group

Charter #16236Est. 1964RSSD: 953786

Members

2,222

Net Worth Ratio

7.33%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$31.4M

Peer Group 3

Members

2,222

as of latest quarter

Net Worth Ratio

7.33%

Well Capitalized

Institution Profile

NCUA

Address

2870 Buffalo Rd, Rochester, NY 14624-1340

Chartered

1964

Branch Locations

1 location

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$31.4M

Total Shares

$29.2M

Total Loans

$13.1M

Net Worth Ratio

7.33%

≥7% = Well Capitalized

Members

2,222

Loan-to-share ratio: 44.8%· healthy range 60–80%

Branch Locations

NCUA

Main Office

2870 Buffalo Rd, Rochester, NY, 14624-1340

Monday - Tuesday 9am - 4:30pm Wednesday 9:30am - 4:30pm Thursday 9am - 6pm Friday 9am - 4:30pm

MainATM

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.