Parsippany, NJ · Federal Credit Union · Chartered in NJ
Who can join
Multiple select employee groups
Members
30,558
Net Worth Ratio
8.44%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$494.8M
Total Shares
$434.6M
Total Loans
$359.9M
Net Worth Ratio
8.44%
≥7% = Well Capitalized
Members
30,558
Delinquency Rate (60d+)
0.78%
$2.8M
Loan-to-share ratio: 82.8%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 124 | 68 | 38 | 54.8% | 30.6% |
| 2022 | 149 | 90 | 23 | 60.4% | 15.4% |
| 2021 | 231 | 144 | 37 | 62.3% | 16.0% |
No CFPB complaint data available for this credit union.
Main
129 Littleton Rd, Parsippany, NJ, 07054-1869
9am - 4:30pm
Regular Branch
120 Ferry St, Newark, NJ, 07105
9-5 M-T 9-7 Fridays 9-1 Saturdays
Dover Branch
23 Prospect St, Dover, NJ, 07801
Mon - Thursday 8:30 -5Friday 8:30-6Saturday 8:30-12 noon
South Orange Branch
15 Scotland Rd, South Orange, NJ, 07079
M-W 8:30 am - 5:00 pmThurs - 8:30 am - 7:00 pmFri - 8:30 am - 5:00 pmSat - 8:30 am - 1:00 pm
Brick Branch
990 Cedar Bridge Ave, Brick, NJ, 08723
Mon-Wed & Fri 9am - 5pm Thurs 9am - 6pm Sat 9am - 12pm
Parlin Branch
2909 Washington Rd, Parlin, NJ, 08859-1513
Mon-Wed & Fri 9am - 5pm Thurs 9am -6pm Sat 9am 12pm
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<a href="https://bankscorer.com/credit-union/garden-savings" target="_blank" rel="noopener">View GARDEN SAVINGS on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.