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FROID

Froid, MT · Federal Credit Union · Chartered in MT

LICUWell Capitalized

Who can join

Employer / occupational group

Charter #3602Est. 1940RSSD: 381576

Members

165

Net Worth Ratio

11.76%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$1.2M

Peer Group 1

Members

165

as of latest quarter

Net Worth Ratio

11.76%

Well Capitalized

Institution Profile

NCUA

Address

P.O. Box 249, Froid, MT 59226

Chartered

1940

Branch Locations

1 location

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$1.2M

Total Shares

$1.1M

Total Loans

$862K

Net Income

$3K

Net Worth Ratio

11.76%

≥7% = Well Capitalized

Members

165

Return on Assets

0.26%

annualized · >0.5% healthy

Loan-to-share ratio: 78.3%· healthy range 60–80%

Branch Locations

NCUA

Main Office

105 2nd Ave N, Froid, MT, 59226

Tue & Thur 1:00-5:00

Main

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.