FREEDOM
Springfield, MA · State Credit Union · Chartered in MA
Who can join
State government employees (special charter)
Members
31,707
Net Worth Ratio
14.22%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$757.4M
Peer Group 6
Members
31,707
as of latest quarter
Net Worth Ratio
14.22%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$757.4M
Total Shares
$606.3M
Total Loans
$524.4M
Net Worth Ratio
14.22%
≥7% = Well Capitalized
Members
31,707
Delinquency Rate (60d+)
1.92%
$10.1M
Loan-to-share ratio: 86.5%· healthy range 60–80%
Branch Locations
NCUASPRINGFIELD-MAIN OFFICE
1976 MAIN ST, SPRINGFIELD, MA, 01103-1010
Lobby Hours M-W 9AM-4PM Th&F 9-5 SAT 9AM-NOON Drive up Hours M-W 8AM-4PM Th & FRI 8AM-5PM, SAT 9AM-NOON
NORTHAMPTON
226 KING ST, NORTHAMPTON, MA, 01060
Lobby Hours M-W 9AM-4PM Th&F 9-5 SAT 9AM-NOON Drive up Hours M-W 8AM-4PM Th & FRI 8AM-5PM, SAT 9AM-NOON
CHICOPEE
1976 MEMORIAL DR, CHICOPEE, MA, 01020
Lobby Hours M-W 9AM-4PM Th&F 9-5 SAT 9AM-NOON Drive up Hours M-W 8AM-4PM Th & FRI 8AM-5PM, SAT 9AM-NOON
GREENFIELD
74 MAIN ST, GREENFIELD, MA, 01301
Lobby Hours M-W 9AM-4PM Th&F 9-5 SAT 9AM-NOON Drive up Hours M-W 8AM-4PM Th & FRI 8AM-5PM, SAT 9AM-NOON
FEEDING HILLS
959 SPRINGFIELD ST, FEEDING HILLS, MA, 01030
Lobby Hours M-W 9AM-4PM Th&F 9-5 SAT 9AM-NOON Drive up Hours M-W 8AM-4PM Th & FRI 8AM-5PM, SAT 9AM-NOON
COOLEY STREET
296 COOLEY ST, SPRINGFIELD, MA, 01128-1145
Lobby Hours M-W 9AM-4PM Th&F 9-5 SAT 9AM-NOON Drive up Hours M-W 8AM-4PM Th & FRI 8AM-5PM, SAT 9AM-NOON
LUDLOW
645 CENTER ST, LUDLOW, MA, 01056
Lobby Hours M-W 9AM-4PM Th&F 9-5 SAT 9AM-NOON Drive up Hours M-W 8AM-4PM Th & FRI 8AM-5PM, SAT 9AM-NOON
BOYLSTON
77 BOYLSTON ST, SPRINGFIELD, MA, 01104-3323
TURNERS AVE A
191 AVENUE A, TURNERS FALLS, MA, 01376
Lobby Hours M-W 9AM-4PM Th&F 9-5 SAT 9AM-NOON Drive up Hours M-W 8AM-4PM Th & FRI 8AM-5PM, SAT 9AM-NOON
West Springfield
58 Union St, West Springfield, MA, 01089
Lobby Hours M-W 9AM-4PM Th&F 9-5 SAT 9AM-NOON Drive up Hours M-W 8AM-4PM Th & FRI 8AM-5PM, SAT 9AM-NOON
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/freedom-ma" target="_blank" rel="noopener">View FREEDOM on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.