FRANKLIN FIRST
Greenfield, MA · Federal Credit Union · Chartered in MA
Who can join
Community — open geographic area
Members
7,387
Net Worth Ratio
8.85%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$88.5M
Peer Group 4
Members
7,387
as of latest quarter
Net Worth Ratio
8.85%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$88.5M
Total Shares
$79.8M
Total Loans
$48.5M
Net Income
$252K
Net Worth Ratio
8.85%
≥7% = Well Capitalized
Members
7,387
Return on Assets
0.28%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.38%
$183K
Loan-to-share ratio: 60.7%· healthy range 60–80%
Branch Locations
NCUA57 Newton St
57 Newton St, Greenfield, MA, 01301-3113
Monday - Friday 9:00 a.m. - 5:00 p.m. Thursday evening until 6:00 p.m. Saturday 9:00 a.m. - Noon
COCC AVON
100 Executive Blvd, Southington, CT, 06489-1040
COCC WALLINGFORD
4 Tower Dr, Wallingford, CT, 06492-5914
57 Newton Street- Vestibule
57 Newton St, Greenfield, MA, 01301
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/franklin-first" target="_blank" rel="noopener">View FRANKLIN FIRST on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.