Greenfield, MA · Federal Credit Union · Chartered in MA
Who can join
Community — open geographic area
Members
7,387
Net Worth Ratio
8.85%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$88.5M
Total Shares
$79.8M
Total Loans
$48.5M
Net Income
$252K
Net Worth Ratio
8.85%
≥7% = Well Capitalized
Members
7,387
Return on Assets
0.28%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.38%
$183K
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 47 | 42 | 4 | 89.4% | 8.5% |
No CFPB complaint data available for this credit union.
57 Newton St
57 Newton St, Greenfield, MA, 01301-3113
Monday - Friday 9:00 a.m. - 5:00 p.m. Thursday evening until 6:00 p.m. Saturday 9:00 a.m. - Noon
COCC AVON
100 Executive Blvd, Southington, CT, 06489-1040
COCC WALLINGFORD
4 Tower Dr, Wallingford, CT, 06492-5914
57 Newton Street- Vestibule
57 Newton St, Greenfield, MA, 01301
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<a href="https://bankscorer.com/credit-union/franklin-first" target="_blank" rel="noopener">View FRANKLIN FIRST on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 60.7%· healthy range 60–80%