FOUR POINTS
Omaha, NE · Federal Credit Union · Chartered in NE
Who can join
Community / multiple bond
Members
9,231
Net Worth Ratio
7.14%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$184.2M
Peer Group 5
Members
9,231
as of latest quarter
Net Worth Ratio
7.14%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$184.2M
Total Shares
$145.3M
Total Loans
$113.2M
Net Income
$-237,775
Net Worth Ratio
7.14%
≥7% = Well Capitalized
Members
9,231
Return on Assets
-0.13%
annualized · >0.5% healthy
Delinquency Rate (60d+)
1.06%
$1.2M
Loan-to-share ratio: 77.9%· healthy range 60–80%
Branch Locations
NCUAFour Points Federal Credit Union
12240 L St, Omaha, NE, 68137-2258
8:00 am - 4:30 pm Monday through Friday
Four Points Federal Credit Union - West Center
2545 S 180th St, Omaha, NE, 68130-2823
M-F 8:30 AM - 5:00 PM Sat 9:00 AM - 12:00 PM
Mortgage Lending (HMDA)
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 108 | 80 | 22 | 74.1% | 20.4% |
| 2022 | 135 | 94 | 24 | 69.6% | 17.8% |
| 2021 | 273 | 206 | 41 | 75.5% | 15.0% |
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/four-points" target="_blank" rel="noopener">View FOUR POINTS on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.