Lancaster, SC · Federal Credit Union · Chartered in SC
Who can join
Multiple / other
Members
290,408
Net Worth Ratio
13.28%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$5.18B
Total Shares
$4.42B
Total Loans
$4.07B
Net Income
$16.7M
Net Worth Ratio
13.28%
≥7% = Well Capitalized
Members
290,408
Return on Assets
0.32%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.52%
$21.0M
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 4,191 | 2,417 | 1,065 | 57.7% | 25.4% |
| 2022 | 6,048 | 3,917 | 1,224 | 64.8% | 20.2% |
| 2021 | 5,326 | 3,056 | 1,331 | 57.4% | 25.0% |
No CFPB complaint data available for this credit union.
Corporate Office
737 Plantation Rd, Lancaster, SC, 29720
8:30 AM - 5:00 PM M-T 8:30 AM - 6:00 PM F
Anderson Road
778 Anderson Rd N, Rock Hill, SC, 29730
8:30 am - 5:00 pm M - T 8:30 am - 6:00 pm F
Cheraw
2599 Highway 9, Cheraw, SC, 29520
8:30 AM - 5:00 PM M-T 8:30 AM - 6:00 PM F
Chester
1769 J A Cochran Byp, Chester, SC, 29706
8:30 AM - 5:00 PM M-T 8:30 AM - 6:00 F
Chesterfield
1234 West Blvd, Chesterfield, SC, 29709
8:30 am - 5:00 pm M-T 8:30 am - 6:00 pm F
Clinton
24543 Highway 76 E, Clinton, SC, 29325
8:30 am - 5:00 pm M-T 8:30 am - 6:00 pm F
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<a href="https://bankscorer.com/credit-union/founders" target="_blank" rel="noopener">View FOUNDERS on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 92.1%· healthy range 60–80%
Ebenezer Road
1404 Ebenezer Rd, Rock Hill, SC, 29732
8:30 am - 5:00 pm M - T 8:30 am - 6:00 pm F
Gaffney
1504 W Floyd Baker Blvd, Gaffney, SC, 29341-1204
8:30 am - 5:00 pm M-T, 8:30 am - 6:00 pm F
Galleria
1290 Old Springdale Rd, Rock Hill, SC, 29730
8:30am - 5:00 pm M - T 8:30 am - 6:00 pm F
Gold Hill Road
957 Gold Hill Rd, Fort Mill, SC, 29708
8:30 am - 5:00 pm M - T 8:30 am - 6:00 pm F
40 more locations not shown.