New Hartford, NY · Federal Credit Union · Chartered in NY
Who can join
Multiple / other
Members
64,151
Net Worth Ratio
10.12%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$1.12B
Total Shares
$998.6M
Total Loans
$1.03B
Net Worth Ratio
10.12%
≥7% = Well Capitalized
Members
64,151
Delinquency Rate (60d+)
0.43%
$4.4M
Loan-to-share ratio: 103.3%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 1,243 | 986 | 101 | 79.3% | 8.1% |
| 2022 | 1,657 | 1,369 | 100 | 82.6% | 6.0% |
| 2021 | 1,535 | 1,206 | 84 | 78.6% | 5.5% |
No CFPB complaint data available for this credit union.
First Source Federal Credit Union
4451 Commercial Dr, New Hartford, NY, 13413-6207
(M-W 9:00am - 4:00pm), (Th-F 9:00am - 5:00pm), (S 9:00am - 12:00pm)
First Source Federal Credit Union
1634 Genesee St, Utica, NY, 13502-5428
(M-W 9:00am - 4:00pm), (Th-F 9:00am - 5:00pm), (S 9:00am - 12:00pm Drive-Thru only)
First Source Federal Credit Union
510 W State St, Herkimer, NY, 13350-2240
(M-W 9:00am - 4:00pm), (Th-F 9:00am - 5:00pm), (S 9:00am - 12:00pm)
First Source Federal Credit Union
50 Auert Ave, Utica, NY, 13502
(M-W 9:00am - 4:00pm), (Th-F 9:00am - 5:00pm), (S 9:00am - 12:00pm)
First Source Federal Credit Union
1822 Black River Blvd N, Rome, NY, 13440
(M-W 9:00am - 4:00pm), (Th-F 9:00 - 5:00pm), (S 8am-12pm)
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<a href="https://bankscorer.com/credit-union/first-source" target="_blank" rel="noopener">View FIRST SOURCE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
First Source Federal Credit Union
8 Kellogg Rd, New Hartford, NY, 13413-2825
(M-W 9:00 am- 4:00pm), (Th-F 9:00am - 5:00pm)