FIRST POINT
Hamilton, NJ · Federal Credit Union · Chartered in NJ
Who can join
Community — open geographic area
Members
1,186
Net Worth Ratio
7.35%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$25.2M
Peer Group 3
Members
1,186
as of latest quarter
Net Worth Ratio
7.35%
Well Capitalized
Institution Profile
NCUAPhone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$25.2M
Total Shares
$24.2M
Total Loans
$6.6M
Net Worth Ratio
7.35%
≥7% = Well Capitalized
Members
1,186
Delinquency Rate (60d+)
0.08%
$6K
Loan-to-share ratio: 27.5%· healthy range 60–80%
Branch Locations
NCUAMAIN
2430 HAMILTON AVE STE 2, HAMILTON, NJ, 08619
8:30 - 3:30 M - F
RARITAN
1130 US HIGHWAY 202 STE B4, RARITAN, NJ, 08869-1494
9:00-1:30 2:30-5:00 M-F
Mortgage Lending (HMDA)
No HMDA mortgage lending data on record for this credit union.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/first-point" target="_blank" rel="noopener">View FIRST POINT on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.