FIRST NEW YORK
Albany, NY · Federal Credit Union · Chartered in NY
Who can join
Employer / occupational group
Members
39,123
Net Worth Ratio
9.45%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$556.3M
Peer Group 6
Members
39,123
as of latest quarter
Net Worth Ratio
9.45%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$556.3M
Total Shares
$504.0M
Total Loans
$418.6M
Net Worth Ratio
9.45%
≥7% = Well Capitalized
Members
39,123
Delinquency Rate (60d+)
0.45%
$1.9M
Loan-to-share ratio: 83.1%· healthy range 60–80%
Branch Locations
NCUAWall St Location
2 Wall St, Albany, NY, 12205-3845
Drive-Up Monday-Friday from 8:00am until 6:00pm Saturday from 9:00am until 1:00pm
Glenville Location
19 Glenridge Rd, Scotia, NY, 12302
Lobby Monday-Thursday 9:00 am-5:00 pm Friday 9:00 am-6:00 pm Saturday 9:00 am-1:00 pm Drive-Up Monday-Friday from 8:00am until 6:00pm Saturday from 9:00am until 1:00pm
Albany Location
818 Central Ave, Albany, NY, 12206-1543
Lobby Monday-Thursday 9:00 am-5:00 pm Friday 9:00 am-6:00 pm Saturday 9:00 am-1:00 pm
Rotterdam Location
3085 Carman Rd, Schenectady, NY, 12303-4550
Lobby Monday-Thursday 9:00 am-5:00 pm Friday 9:00 am-6:00 pm Saturday 9:00 am-1:00 pm
Saratoga Location
424 Maple Ave, Saratoga Springs, NY, 12866-5506
Lobby Monday-Thursday 9:00 am-5:00 pm Friday 9:00 am-6:00 pm Saturday 9:00 am-1:00 pm Drive-Up Monday-Thursday 8:00am until 5:00pm Friday from 8:00am until 6:00pm Saturday from 9:00am until 1:00pm
Niskyuna Location
1776 Union St, Schenectady, NY, 12309
Lobby Monday-Thursday 9:00 am-5:00 pm Friday 9:00 am-6:00 pm Saturday 9:00 am-1:00 pm Drive-Up Monday-Thursday 8:00am until 5:00pm Friday from 8:00am until 6:00pm Saturday from 9:00am until 1:00pm
Halfmoon Branch
1533 Route 9, Halfmoon, NY, 12065
Monday-Friday from 8am until 6pmSaturday from 9am until 1pm
Cobleskill Location
795 E Main St Ste 1, Cobleskill, NY, 12043-1263
Lobby Monday-Thursday 9:00 am-5:00 pm Friday 9:00 am-6:00 pm Saturday 9:00 am-1:00 pm Drive-Up Monday-Thursday 8:00am until 5:00pm Friday from 8:00am until 6:00pm Saturday from 9:00am until 1:00pm
North Greenbush Branch
31 Jordan Rd, Troy, NY, 12180-8548
Monday-Friday 8am until 6pmSaturday from 9am until 1pm
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/first-new-york" target="_blank" rel="noopener">View FIRST NEW YORK on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.