Albany, NY · Federal Credit Union · Chartered in NY
Who can join
Employer / occupational group
Members
39,123
Net Worth Ratio
9.45%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$556.3M
Total Shares
$504.0M
Total Loans
$418.6M
Net Worth Ratio
9.45%
≥7% = Well Capitalized
Members
39,123
Delinquency Rate (60d+)
0.45%
$1.9M
Loan-to-share ratio: 83.1%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 573 | 431 | 54 | 75.2% | 9.4% |
| 2022 | 847 | 633 | 77 | 74.7% | 9.1% |
| 2021 | 898 | 578 | 128 | 64.4% | 14.3% |
No CFPB complaint data available for this credit union.
Wall St Location
2 Wall St, Albany, NY, 12205-3845
Drive-Up Monday-Friday from 8:00am until 6:00pm Saturday from 9:00am until 1:00pm
Glenville Location
19 Glenridge Rd, Scotia, NY, 12302
Lobby Monday-Thursday 9:00 am-5:00 pm Friday 9:00 am-6:00 pm Saturday 9:00 am-1:00 pm Drive-Up Monday-Friday from 8:00am until 6:00pm Saturday from 9:00am until 1:00pm
Albany Location
818 Central Ave, Albany, NY, 12206-1543
Lobby Monday-Thursday 9:00 am-5:00 pm Friday 9:00 am-6:00 pm Saturday 9:00 am-1:00 pm
Rotterdam Location
3085 Carman Rd, Schenectady, NY, 12303-4550
Lobby Monday-Thursday 9:00 am-5:00 pm Friday 9:00 am-6:00 pm Saturday 9:00 am-1:00 pm
Saratoga Location
424 Maple Ave, Saratoga Springs, NY, 12866-5506
Lobby Monday-Thursday 9:00 am-5:00 pm Friday 9:00 am-6:00 pm Saturday 9:00 am-1:00 pm Drive-Up Monday-Thursday 8:00am until 5:00pm Friday from 8:00am until 6:00pm Saturday from 9:00am until 1:00pm
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<a href="https://bankscorer.com/credit-union/first-new-york" target="_blank" rel="noopener">View FIRST NEW YORK on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Niskyuna Location
1776 Union St, Schenectady, NY, 12309
Lobby Monday-Thursday 9:00 am-5:00 pm Friday 9:00 am-6:00 pm Saturday 9:00 am-1:00 pm Drive-Up Monday-Thursday 8:00am until 5:00pm Friday from 8:00am until 6:00pm Saturday from 9:00am until 1:00pm
Halfmoon Branch
1533 Route 9, Halfmoon, NY, 12065
Monday-Friday from 8am until 6pmSaturday from 9am until 1pm
Cobleskill Location
795 E Main St Ste 1, Cobleskill, NY, 12043-1263
Lobby Monday-Thursday 9:00 am-5:00 pm Friday 9:00 am-6:00 pm Saturday 9:00 am-1:00 pm Drive-Up Monday-Thursday 8:00am until 5:00pm Friday from 8:00am until 6:00pm Saturday from 9:00am until 1:00pm
North Greenbush Branch
31 Jordan Rd, Troy, NY, 12180-8548
Monday-Friday 8am until 6pmSaturday from 9am until 1pm