FIRST HERITAGE
Corning, NY · Federal Credit Union · Chartered in NY
Who can join
Employer / occupational group
Members
50,929
Net Worth Ratio
11.00%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$838.4M
Peer Group 6
Members
50,929
as of latest quarter
Net Worth Ratio
11.00%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$838.4M
Total Shares
$747.0M
Total Loans
$603.1M
Net Income
$2.1M
Net Worth Ratio
11.00%
≥7% = Well Capitalized
Members
50,929
Return on Assets
0.25%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.20%
$1.2M
Loan-to-share ratio: 80.7%· healthy range 60–80%
Branch Locations
NCUACoporate HQ Office and Branch
202 Denison Pkwy E, Corning, NY, 14830-2813
Lobby: Mon. - Wed. 8:30 a.m. - 4:30 p.m. Thurs. - Fri. 8:30 a.m. - 5:00 p.m. Drive-up: Mon. - Wed. 8:00 a.m. - 4:30 p.m. Thurs. - Fri. 8:00 a.m. - 5:30 p.m. Saturday 9:00 a.m. - 12:00 p.m.
Wellsboro
17 East Ave, Wellsboro, PA, 16901
Mon - Wed 8:30 a.m. - 4:30 p.m. Thurs - Fri 8:30 a.m. - 5:30 p.m.
Addison
11 Steuben St, Addison, NY, 14801
Mon-Wed 8:30 a.m. - 4:30 p.m. Thurs-Fri 8:30 a.m. - 5:00 p.m.
Elmira Heights
218 Prescott Ave, Elmira Heights, NY, 14903
8:00-5:00
Painted Post
110 Village Sq, Painted Post, NY, 14870-1349
8:00-5:00
Horseheads
501 Gardner Rd, Horseheads, NY, 14845
Mon - Wed 8:30 a.m. -4:30 p.m. Thurs - Fri 8:30 a.m. - 5:00 p.m.
Mansfield Office
1550 S Main St Ste 1, Mansfield, PA, 16933-9586
LobbyM-W 8:30 4:30Th 8:30 - 4:30Fr 8:30 - 4:30Drive UpM-W 8:00 - 4:30Th 8:00 - 5:00Fr 8:00 - 5:30
Hornell
167 Seneca St, Hornell, NY, 14843
M-F 8:30-4:00
Southport
1707 Cedar St, Elmira, NY, 14904
9:00 a.m. -5:00 p.m.
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/first-heritage" target="_blank" rel="noopener">View FIRST HERITAGE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.