Corning, NY · Federal Credit Union · Chartered in NY
Who can join
Employer / occupational group
Members
50,929
Net Worth Ratio
11.00%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$838.4M
Total Shares
$747.0M
Total Loans
$603.1M
Net Income
$2.1M
Net Worth Ratio
11.00%
≥7% = Well Capitalized
Members
50,929
Return on Assets
0.25%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.20%
$1.2M
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 604 | 419 | 113 | 69.4% | 18.7% |
| 2022 | 799 | 594 | 94 | 74.3% | 11.8% |
| 2021 | 894 | 624 | 110 | 69.8% | 12.3% |
No CFPB complaint data available for this credit union.
Coporate HQ Office and Branch
202 Denison Pkwy E, Corning, NY, 14830-2813
Lobby: Mon. - Wed. 8:30 a.m. - 4:30 p.m. Thurs. - Fri. 8:30 a.m. - 5:00 p.m. Drive-up: Mon. - Wed. 8:00 a.m. - 4:30 p.m. Thurs. - Fri. 8:00 a.m. - 5:30 p.m. Saturday 9:00 a.m. - 12:00 p.m.
Wellsboro
17 East Ave, Wellsboro, PA, 16901
Mon - Wed 8:30 a.m. - 4:30 p.m. Thurs - Fri 8:30 a.m. - 5:30 p.m.
Addison
11 Steuben St, Addison, NY, 14801
Mon-Wed 8:30 a.m. - 4:30 p.m. Thurs-Fri 8:30 a.m. - 5:00 p.m.
Elmira Heights
218 Prescott Ave, Elmira Heights, NY, 14903
8:00-5:00
Painted Post
110 Village Sq, Painted Post, NY, 14870-1349
8:00-5:00
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<a href="https://bankscorer.com/credit-union/first-heritage" target="_blank" rel="noopener">View FIRST HERITAGE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 80.7%· healthy range 60–80%
Horseheads
501 Gardner Rd, Horseheads, NY, 14845
Mon - Wed 8:30 a.m. -4:30 p.m. Thurs - Fri 8:30 a.m. - 5:00 p.m.
Mansfield Office
1550 S Main St Ste 1, Mansfield, PA, 16933-9586
LobbyM-W 8:30 4:30Th 8:30 - 4:30Fr 8:30 - 4:30Drive UpM-W 8:00 - 4:30Th 8:00 - 5:00Fr 8:00 - 5:30
Hornell
167 Seneca St, Hornell, NY, 14843
M-F 8:30-4:00
Southport
1707 Cedar St, Elmira, NY, 14904
9:00 a.m. -5:00 p.m.