FIRST FINANCIAL
Freehold, NJ · Federal Credit Union · Chartered in NJ
Who can join
Employer / occupational group
Members
14,455
Net Worth Ratio
8.16%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$175.8M
Peer Group 5
Members
14,455
as of latest quarter
Net Worth Ratio
8.16%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$175.8M
Total Shares
$162.6M
Total Loans
$106.3M
Net Worth Ratio
8.16%
≥7% = Well Capitalized
Members
14,455
Delinquency Rate (60d+)
2.78%
$3.0M
Loan-to-share ratio: 65.4%· healthy range 60–80%
Branch Locations
NCUAAdministrative Office
391 US Highway 9, Freehold, NJ, 07728-8562
8:00 am - 6:00pm Mon-Fri 9:00 am - 1:00 pm Sat
Toms River Branch
1360 Route 9, Toms River, NJ, 08755
8:30 am - 5:00 pm Mon-Thur8:30am - 6:00pm Fri9:00 am - 1:00 pm Sat
Neptune Branch
783 Wayside Rd, Neptune, NJ, 07753
8:30 am - 5:00 pm Mon-Thur8:30am - 6:00 pm Fri 9:00 am - 1:00 pm Sat
Howell/Freehold Branch
389 US Highway 9, Freehold, NJ, 07728
8:30 am - 5:00 pm Mon-Thur8:30 am - 6:00pm Fri 9:00 am - 1:00 pm Sat
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
Embed This Profile
Copy the snippet below to embed a link to this profile on your website.
<a href="https://bankscorer.com/credit-union/first-financial" target="_blank" rel="noopener">View FIRST FINANCIAL on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.