🏦Bank Scorer

FIRST CITIZENS'

Fairhaven, MA · Federal Credit Union · Chartered in MA

Well Capitalized

Who can join

Employer / occupational group

Charter #24254Est. 1937RSSD: 214795

Members

42,903

Net Worth Ratio

20.17%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$697.0M

Peer Group 6

Members

42,903

as of latest quarter

Net Worth Ratio

20.17%

Well Capitalized

Institution Profile

NCUA

Address

200 Mill Rd Ste 100, Fairhaven, MA 02719

Chartered

1937

Branch Locations

11 locations

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$697.0M

Total Shares

$550.8M

Total Loans

$397.9M

Net Income

$1.3M

Net Worth Ratio

20.17%

≥7% = Well Capitalized

Members

42,903

Return on Assets

0.19%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.23%

$896K

Loan-to-share ratio: 72.2%· healthy range 60–80%

Branch Locations

NCUA

ADMINISTRATION CTR

200 Mill Rd Ste 100, FAIRHAVEN, MA, 02719

M-F 8:00-5pm SAT 8:00- 1pm S 8:30-1pm

Main

DOWNTOWN NEW BEDFORD

468 COUNTY ST, NEW BEDFORD, MA, 02740

M-W 8:30-4pm T-F 8:30- 5pm S 8:30-1pm S 8:30-1pm

ATMDrive-thru

NORTH NEW BEDFORD

570 N Front St, NEW BEDFORD, MA, 02745-5953

M-W 8:30-4pm T-F 8:30- 5pm S 8:30- 1pm S 8:30-1pm

ATMDrive-thru

TAUNTON

289 WINTHROP ST, TAUNTON, MA, 02780

M-W 8:30-4pm T-F 8:30- 5pm S 8:30-1pm S 8:30-1pm

ATM

HYANNIS

66 FALMOUTH RD, HYANNIS, MA, 02601

M-W 8:30-4pm T-F 8:30- 5pm S 8;30-1pm S 8:30-1pm

ATMDrive-thru

ORLEANS

6A WEST RD, ORLEANS, MA, 02653-3203

M-W 8:30-4pm T-F 8:30- 5pm

ATMDrive-thru

RAYNHAM

629 SOUTH ST W, RAYNHAM, MA, 02767-1039

M-W 8:30-4pm T-F 8:30- 5pm S 8:30-1pm S 8:30-1pm

ATMDrive-thru

Mattapoisett

2 Fairhaven Rd, Mattapoisett, MA, 02739

M-W 8:30-4pm T-F 8:30- 5pm S 8:30-1pm S 8:30-1pm

ATMDrive-thru

MASHPEE

71 JOBS FISHING RD, MASHPEE, MA, 02649

M-W 8:30-4pm T-F 8:30- 5pm S 8:30-1pm

ATMDrive-thru

SOUTH NEW BEDFORD

1341 COVE RD, NEW BEDFORD, MA, 02744

M-W 8:30-4pm T-F 8:30- 5pm S 8:30-1pm S 8:30-1pm

ATMDrive-thru

1 more location not shown.

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.