Fairhaven, MA · Federal Credit Union · Chartered in MA
Who can join
Employer / occupational group
Members
42,903
Net Worth Ratio
20.17%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$697.0M
Total Shares
$550.8M
Total Loans
$397.9M
Net Income
$1.3M
Net Worth Ratio
20.17%
≥7% = Well Capitalized
Members
42,903
Return on Assets
0.19%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.23%
$896K
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 295 | 236 | 22 | 80.0% | 7.5% |
| 2022 | 173 | 134 | 18 | 77.5% | 10.4% |
| 2021 | 269 | 199 | 29 | 74.0% | 10.8% |
No CFPB complaint data available for this credit union.
ADMINISTRATION CTR
200 Mill Rd Ste 100, FAIRHAVEN, MA, 02719
M-F 8:00-5pm SAT 8:00- 1pm S 8:30-1pm
DOWNTOWN NEW BEDFORD
468 COUNTY ST, NEW BEDFORD, MA, 02740
M-W 8:30-4pm T-F 8:30- 5pm S 8:30-1pm S 8:30-1pm
NORTH NEW BEDFORD
570 N Front St, NEW BEDFORD, MA, 02745-5953
M-W 8:30-4pm T-F 8:30- 5pm S 8:30- 1pm S 8:30-1pm
TAUNTON
289 WINTHROP ST, TAUNTON, MA, 02780
M-W 8:30-4pm T-F 8:30- 5pm S 8:30-1pm S 8:30-1pm
HYANNIS
66 FALMOUTH RD, HYANNIS, MA, 02601
M-W 8:30-4pm T-F 8:30- 5pm S 8;30-1pm S 8:30-1pm
ORLEANS
6A WEST RD, ORLEANS, MA, 02653-3203
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<a href="https://bankscorer.com/credit-union/first-citizens" target="_blank" rel="noopener">View FIRST CITIZENS' on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 72.2%· healthy range 60–80%
M-W 8:30-4pm T-F 8:30- 5pm
RAYNHAM
629 SOUTH ST W, RAYNHAM, MA, 02767-1039
M-W 8:30-4pm T-F 8:30- 5pm S 8:30-1pm S 8:30-1pm
Mattapoisett
2 Fairhaven Rd, Mattapoisett, MA, 02739
M-W 8:30-4pm T-F 8:30- 5pm S 8:30-1pm S 8:30-1pm
MASHPEE
71 JOBS FISHING RD, MASHPEE, MA, 02649
M-W 8:30-4pm T-F 8:30- 5pm S 8:30-1pm
SOUTH NEW BEDFORD
1341 COVE RD, NEW BEDFORD, MA, 02744
M-W 8:30-4pm T-F 8:30- 5pm S 8:30-1pm S 8:30-1pm
1 more location not shown.