Eatontown, NJ · Federal Credit Union · Chartered in NJ
Who can join
Employer / occupational group
Members
20,017
Net Worth Ratio
13.36%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$331.8M
Total Shares
$282.4M
Total Loans
$197.7M
Net Worth Ratio
13.36%
≥7% = Well Capitalized
Members
20,017
Delinquency Rate (60d+)
0.82%
$1.6M
Loan-to-share ratio: 70.0%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 298 | 184 | 49 | 61.7% | 16.4% |
| 2022 | 298 | 177 | 52 | 59.4% | 17.4% |
| 2021 | 381 | 187 | 49 | 49.1% | 12.9% |
Last 12 Months
5
Since 2018
9
all complaints on record
Monetary Relief
0%
% of complaints with monetary relief
Untimely Response
78%
% exceeding 15-day window
Monthly Complaints (2021–present)
Data through Apr 2026.Last 12 months shown — upgrade for full history.
CORP HEADQUARTERS
468 INDUSTRIAL WAY W, EATONTOWN, NJ, 07724-2210
M-F 8AM-5PM
EATONTOWN
468 INDUSTRIAL WAY W, EATONTOWN, NJ, 07724-2210
M-TH 7AM-6PM F 7AM-7PM SAT 9AM-3PM
OceanPort
495 OceanPort Ave, OceanPort, NJ, 07757-1235
M-F 8:30AM-5PM SA 9AM-12PM
Toms River - Rte 9
1580 Lakewood Road, Toms River, NJ, 08754
M-F 8:30AM-5PM SA 9AM-12PM
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<a href="https://bankscorer.com/credit-union/first-atlantic" target="_blank" rel="noopener">View FIRST ATLANTIC on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
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2021–2025 locked
Full 2021–present history available — see pricing from $14/mo.