Geneva, NY · Federal Credit Union · Chartered in NY
Who can join
Type 77
Members
19,950
Net Worth Ratio
14.76%
min. 7% = Well Capitalized
Contact & Details
NCUACredit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$253.1M
Total Shares
$213.7M
Total Loans
$156.2M
Net Worth Ratio
14.76%
≥7% = Well Capitalized
Members
19,950
Delinquency Rate (60d+)
0.07%
$104K
Loan-to-share ratio: 73.1%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 118 | 80 | 23 | 67.8% | 19.5% |
| 2022 | 145 | 109 | 16 | 75.2% | 11.0% |
| 2021 | 204 | 144 | 26 | 70.6% | 12.8% |
No CFPB complaint data available for this credit union.
Main Office 27 Seneca
27 Seneca St, Geneva, NY, 14456-3502
Monday-Wednesday 9 AM-4:30 PM Thursday 9 AM - 6 PM Friday 9 AM - 5 PM Saturday 9 AM - 12 PM
Phelps Branch
1934 State Route 96, Phelps, NY, 14532-9705
Monday - Wednesday 9 AM - 4:30 PM Thursday 9 AM - 6 PM Friday 9 AM - 5 PM
Fairport Office
70 S Main St, Fairport, NY, 14450-2136
Mon-Thu: 9am to 5pmFri: 9am to 5:30pmSat: 9am to 12:30pm
Webster Office
815 Ridge Rd, Webster, NY, 14580-2410
10:00am to 4:00pm Mon thru Wed10:00am to 5:00pm Thu thru Fri10:00am to 12:00pm Sat
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<a href="https://bankscorer.com/credit-union/finger-lakes" target="_blank" rel="noopener">View FINGER LAKES on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.