Cheektowaga, NY · Federal Credit Union · Chartered in NY
Who can join
Employer / occupational group
Members
13,676
Net Worth Ratio
15.09%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$198.3M
Total Shares
$167.9M
Total Loans
$105.7M
Net Worth Ratio
15.09%
≥7% = Well Capitalized
Members
13,676
Delinquency Rate (60d+)
0.21%
$217K
Loan-to-share ratio: 63.0%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 68 | 51 | 11 | 75.0% | 16.2% |
| 2022 | 108 | 78 | 16 | 72.2% | 14.8% |
| 2021 | 62 | 43 | 14 | 69.3% | 22.6% |
No CFPB complaint data available for this credit union.
Harlem
3333 Harlem Rd, Cheektowaga, NY, 14225
Monday - Wednesday 9:00 - 4:00 Thursday 9:00 - 4:30 Friday 9:00 - 5:30Sat 9-12
west seneca
4257 Seneca St, West Seneca, NY, 14224
M-w 9-4 Th 9-4:30 Fri 9-5:30 Sat 9-12
Grand Island
2014 Grand Island Blvd, Grand Island, NY, 14072
m-w 9-4thurs 9-4:30fri 9-5:30
Orchard Park 6520 Webster Rd
6520 Webster Rd, Orchard Park, NY, 14127
M-W 9-4Thurs 9-4:30Fri 9-5:30
Lakeshore
3291 Lake Shore Rd, Blasdell, NY, 14219
M-F 9-4Thurs-Fri 9-5
Hanover
604 Main Rd, Irving, NY, 14081
m-w 9-4 T-F 9-5
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<a href="https://bankscorer.com/credit-union/financial-trust" target="_blank" rel="noopener">View FINANCIAL TRUST on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.