Fall River, MA · State Credit Union · Chartered in MA
Who can join
State government employees (special charter)
Members
13,082
Net Worth Ratio
9.43%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$315.1M
Total Shares
$236.5M
Total Loans
$188.5M
Net Income
$20K
Net Worth Ratio
9.43%
≥7% = Well Capitalized
Members
13,082
Return on Assets
0.01%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.18%
$345K
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 272 | 164 | 48 | 60.3% | 17.6% |
| 2022 | 167 | 109 | 27 | 65.3% | 16.2% |
| 2021 | 374 | 245 | 57 | 65.5% | 15.2% |
No CFPB complaint data available for this credit union.
Main Office
333 Milliken Blvd, Fall River, MA, 02721
Lobby: M to W: 9:00 am to 4:00 pm Thu & Fri: 9:00 am to 6:00 pm Sat: 9:00 am to 12:00 noon
Robeson Office
1110 Robeson St, Fall River, MA, 02720
Lobby: M to W: 9:00 am to 4:00 pm Thu & Fri: 9:00 am to 6:00 pm Sat: 9:00 am to 12:00 noon Sun: 9:00 am to 12:00 noon Drive-up open at 8:00 am Thursday and Friday
Assonet branch
58 S Main St, Assonet, MA, 02702
Lobby: M to W: 9:00 am to 4:00 pm Thu & Fri: 9:00 am to 6:00 pm Sat: 9:00 am to 12:00 noon Drive-up open at 8:00 am Thursday and Friday
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<a href="https://bankscorer.com/credit-union/fall-river-municipal" target="_blank" rel="noopener">View FALL RIVER MUNICIPAL on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 79.7%· healthy range 60–80%