ESSEX COUNTY TEACHERS
Bloomfield, NJ · Federal Credit Union · Chartered in NJ
Who can join
Occupational / select employee group
Members
3,542
Net Worth Ratio
7.88%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$21.8M
Peer Group 3
Members
3,542
as of latest quarter
Net Worth Ratio
7.88%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$21.8M
Total Shares
$19.7M
Total Loans
$6.1M
Net Income
$7K
Net Worth Ratio
7.88%
≥7% = Well Capitalized
Members
3,542
Return on Assets
0.03%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.26%
$16K
Loan-to-share ratio: 30.9%· healthy range 60–80%
Branch Locations
NCUAECTFCU
125 Franklin St, Bloomfield, NJ, 07003-5730
Monday Through Friday 9 am to 5 pm.
Newark Office
465 Martin Luther King Jr Blvd, Newark, NJ, 07102
M-F 9 - 3
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/essex-county-teachers" target="_blank" rel="noopener">View ESSEX COUNTY TEACHERS on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.