ESL
Rochester, NY · Federal Credit Union · Chartered in NY
Who can join
Community
Members
485,309
Net Worth Ratio
15.85%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$10.64B
Peer Group 6
Members
485,309
as of latest quarter
Net Worth Ratio
15.85%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Financial Snapshot
Total Assets
$10.64B
Total Shares
$6.21B
Total Loans
$4.53B
Net Worth Ratio
15.85%
≥7% = Well Capitalized
Members
485,309
Delinquency Rate (60d+)
0.45%
$20.2M
Loan-to-share ratio: 72.9%· healthy range 60–80%
Branch Locations
NCUAESL FCU
225 Chestnut St, Rochester, NY, 14604
M thru F 8 - 5
Brockport
6670 4th Section Rd, Brockport, NY, 14420
M 9 -5 T 9 - 4 W 9 - 4 T 9 - 5 F 9 - 5 S 9 - 1:00
Canandaigua
4175 Recreation Dr, Canandaigua, NY, 14424
M 9 - 4 T 9 - 5 W 9 - 5 T 9 - 5 F 9 - 5 S 9 - 1
Chili
3169 Chili Ave, Rochester, NY, 14624
M 9 -5 T 9 -4 W 9 - 4 T 9 - 5 F 9 - 5 S 9 - 1
Cobblestone Court
200 Cobblestone Court Dr, Victor, NY, 14564
M 9 - 5 T 9 - 4 W 9 - 4 T 9 - 5 F 9 - 5 S 9 - 1
Irondequoit
518 E Ridge Rd, Rochester, NY, 14621
M 9 - 5 T 9 - 4 W 9 - 4 T 9 - 5 F 9 - 5 S 9 - 1
Culver Ridge
2255 E Ridge Rd, Rochester, NY, 14622
M 9 - 5 T 9 - 4 W 9 - 4 T 9 - 5 F 9 - 5 S 9 - 1
Long Pond
745 Long Pond Rd, Rochester, NY, 14612
M 9 - 5 T 9 - 4 W 9 - 4 T 9 - 5 F 9 - 5 S 9 - 1
Merchants
215 Merchants Rd, Rochester, NY, 14609
M 9 - 5 T 9 - 4 W 9 - 4 T 9 - 5 F 9 - 5 S 9 - 1
Mount Read
3508 Mount Read Blvd, Rochester, NY, 14616
M 9 - 5 T 9 - 4 W 9 - 4 T 9 - 5 F 9 - 5 S 9 - 1
24 more locations not shown.
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/esl" target="_blank" rel="noopener">View ESL on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.